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What is the interest rate on the Boost Money™ Save account?

The Boost Money™ Save account is a variable rate account and the interest rate may change at any time. As of August 1, 2025,  the Annual Percentage Yield (APY) for account holders with a Premium subscription ($9.99/month) is

  • 10.00% on balances up to $1,000 (interest rate: 9.53%)
  • 3.05% on any amount above $1,000 (interest rate: 3.94%)

Without a Premium subscription, the APY for the Boost Money™ Save account is 1.50% on all balances, with an interest rate of 1.49%. 

Please note that certain fees, such as outbound wire transfers or Real-Time Payments (RTP), may reduce your earnings.