Upgrade Triple Cash Rewards

Unlimited cash back on payments

  • 3% cash back on Home, Auto and Health Categories, 1% cash back on everything else*

  • No Fees

  • Credit lines from $500 to $25,000**

  • See if you qualify in seconds with no impact on your credit score

AFFORDABLE CREDIT LINE

Upgrade Card

BORROW UP TO $50,000

Personal Loans

NO-FEE CHECKING WITH CASH BACK

Rewards Checking

500,000+CUSTOMERS

$7 Billion +BORROWED

TRUSTPILOT RATING

From Our Customers

It is great working with Upgrade. They sent the money right away to my bank account and I can start paying off my credit cards. Thanks Upgrade for your help. Upgrade is great!


Jose, Refinance Credit Cards

Upgrade Card

Triple Cash Rewards

  • Earn 3% cash back in Home, Auto, and Health purchases and 1% on all other purchases when you pay them back.*

  • No fees

  • Enjoy the flexibility of a credit card with the low cost of a personal loan

  • Use wherever Visa® is accepted with safe and fast contactless card technology***

Learn more about Upgrade Card

Upgrade Card

Triple Cash Rewards

  • Earn 3% cash back in Home, Auto, and Health purchases and 1% on all other purchases when you pay them back.*

  • No fees

  • Enjoy the flexibility of a credit card with the low cost of a personal loan

  • Use wherever Visa® is accepted with safe and fast contactless card technology***

Learn more about Upgrade Card

Personal Loans

Achieve more with one-day funding†

  • Get the funds you need – sent directly to your bank account - within 1 business day of approval, so life won't slow you down

  • Fixed rates and predictable payments

  • Pay off your loan at any time, with no prepayment penalty

Learn more about Personal Loans

Personal Loans

Achieve more with one-day funding†

  • Get the funds you need – sent directly to your bank account - within 1 business day of approval, so life won't slow you down

  • Fixed rates and predictable payments

  • Pay off your loan at any time, with no prepayment penalty

Learn more about Personal Loans

Rewards Checking

No-fee checking account with cash back

  • Earn up to 2% cash back on common everyday expenses

    2
  • No fees, really

    1
  • Lower rates on new loans and cards through Upgrade

    3
Learn more about Rewards Checking

Rewards Checking

No-fee checking account with cash back

  • Earn up to 2% cash back on common everyday expenses

    2
  • No fees, really

    1
  • Lower rates on new loans and cards through Upgrade

    3
Learn more about Rewards Checking

Manage your Upgrade account on the go

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Looking to Invest? Contact us at
moc.edargpu@rotsevni

For other inquiries, contact us at
moc.edargpu@tcatnoc