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For Auto Dealers

Join the dealer network that’s driven by relationships

Fast Decisions and Funding

Automated Decisions

Get the deal done with a quick decision


Talk to an Credit Analyst for deals that are outside the box

Fast Funding

Upgrade sends funds quickly so you’re not waiting to get paid

No Chargebacks

Flat fees up to 4% of the amount financed

Competitive Rates

Upgrade will consider applicants with Auto FICO 8 scores ranging from 580 to 850

The team includes experienced industry leaders

Scott Raymer

SVP, Head of Auto

John Clausing

VP, Credit Risk

Claudia Villalobos

VP, Funding & Servicing Coordinator

Jeff Weaver

VP, Credit

Louie Ceniceros

Senior Manager, Credit

Marc Greenberg

Senior Manager, Credit

Karla Curiel

Regional Sales Manager

Deanna Wood

Regional Sales Manager

Upgrade offers reliable service to keep your customers happy




TrustScore 4.7 out of 5 (Excellent)


Nerdwallet Best-Of Awards 2024