Get the money you need for unexpected expenses

Yes, a personal loan is a great way to take the stress out of paying for unexpected expenses.

Through Upgrade, you can quickly see your rate and how much you qualify for within minutes of filling out an application online. After you accept your loan offer, you can expect to get your money within 1 business day of clearing verifications.† Plus, with a personal loan you’ll have a low fixed rate and fixed monthly payments, so you know how much to budget each month and can circle the date on the calendar when the loan will be fully paid.

You’ll receive your personal loan in a lump sum that you can use for any unexpected expenses that you’d like including funeral expenses, car repairs, or home repairs.

You can borrow $1,000 to $50,000 with a personal loan through Upgrade.

Credit cards often have high variable interest rates that can increase at any time. This can make it hard to know the true cost and predict when you’ll be able to pay it off. With a personal loan through Upgrade, we eliminate those surprises. A personal loan can provide you with a low fixed rate and fixed monthly payments, so you know how much to budget each month and can circle the date on the calendar when the loan will be fully paid.

Read more about the pros and cons of a personal loan or credit card.