Does Upgrade offer benefits for Veterans?

If you’re a Veteran, we greatly appreciate your service in defending and protecting our country.

Loans obtained through Upgrade do not currently offer benefits for Veterans.

However, loans obtained through Upgrade and Retail Installment Sale Contracts assigned to Upgrade comply with the Servicemembers Civil Relief Act (SCRA) and the Military Lending Act.

Under SCRA requirements, benefits include an interest rate reduction for active-duty military servicemembers. Please note that to be eligible for the interest rate reduction, the loan must be obtained prior to the active-duty start date and we may request documentation to verify your active-duty status.

The Military Lending Act provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. If you’d like to learn more, please call our MLA Hotline at (855) 511-7676.

Articles in this section

• What you need to know about Upgrade and Flex Pay.
• Can I change my personal loan term or loan amount without Upgrade canceling my application?
• Does Upgrade have a mobile app?
• Does Upgrade offer benefits for Veterans?
• Does Upgrade offer discounts for Active Duty Military servicemembers?
• How can I contact Upgrade?
• How long does it take to receive my money?
• How much money will I receive in my bank account after the origination fee?
• How will I receive my money?
• I'm interested in working for Upgrade, are there any available positions?