Upgrade Card

A smarter way to pay.

Get Started
Get Started
  • No fees
  • Credit lines from $500 to $20,000*
  • Use wherever Visa® is accepted**

Personal Loans up to $35,000

A smarter way to use credit.
Won’t impact your credit score.

How Upgrade Card Works

  1. Get your Upgrade Card

    Apply online and get a credit line up to $20,000* with your Upgrade Card

  2. Make purchases or get funds sent to your account

    Pay with Upgrade Card at retail locations and online everywhere Visa® is accepted or get funds sent to your bank account

  3. Pay it down

    Make monthly payments which can be debited directly from your bank account. Prepay any amount at any time with no penalty

Need help?

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