Personal Loans up to $50,000
A smarter way to use credit.
Won’t impact your credit score.
How Upgrade Card Works
Get your Upgrade CardApply online and get a credit line up to $25,000** with your Upgrade Card
Make purchases or get funds sent to your accountPay with Upgrade Card at retail locations and online and earn unlimited 1.5% cash back on all purchases when you pay them back.* Or get funds sent to your bank account
Pay it downMake monthly payments, which can be debited directly from your bank account, and get your unlimited 1.5% cash back on payments*