Green Upgrade card with contactless symbol and Visa logo

Upgrade Card

1.5% cash back on payments*

  • No fees
  • Credit lines from $500 to $25,000**
  • Use wherever Visa® is accepted***

Personal Loans up to $50,000

A smarter way to use credit.
Won’t impact your credit score.

How Upgrade Card Works

Green Upgrade card with contactless symbol and Visa logo
  1. Get your Upgrade Card

    Apply online and get a credit line up to $25,000** with your Upgrade Card
  2. Make purchases or get funds sent to your account

    Pay with Upgrade Card at retail locations and online and earn unlimited 1.5% cash back on all purchases when you pay them back.* Or get funds sent to your bank account
  3. Pay it down

    Make monthly payments, which can be debited directly from your bank account, and get your unlimited 1.5% cash back on payments*

Need help?

Any questions about your loan application?
We’re here for you!

Ask Us Anything

275 Battery Street, 23rd Floor
San Francisco, CA 94111, USA

Not for payments. Payment
address can be found here.

Looking to Invest? Contact us at
moc.edargpu@rotsevni

For other inquiries, contact us at
moc.edargpu@tcatnoc