Upgrade Triple Cash Rewards
Unlimited cash back on payments
3% cash back on Home, Auto and Health Categories, 1% cash back on everything else
1$200 bonus when you open a Rewards Checking account and make 3 debit card transactions
2Credit lines from $500 to $25,000
3No annual fee

2 Million
Customers
$21 Billion
Borrowed

Trustpilot
Personal Loans

Achieve more with fast funding†
- Get the funds you need – sent directly to your bank account – within a day of clearing verifications, so life won't slow you down
- Fixed rates and predictable payments
- Pay off your loan at any time, with no prepayment penalty

Rewards Checking

No-fee checking account with cash back
- Earn up to 2% cash back on common everyday expenses**
- No fees, really*
- Lower rates on new loans and cards through Upgrade***

Upgrade Card

Upgrade OneCard
- Get 3% cash back on everyday purchases, 2% on everything else4
- You control how you pay for your purchases: Pay Now with no interest, or Pay Later5
- Extra Spending Power when you have Rewards Checking through Upgrade6
- No annual fee

From Our Customers
It is great working with Upgrade. They sent the money right away to my bank account and I can start paying off my credit cards. Thanks Upgrade for your help. Upgrade is great!
- Jose, Refinance Credit Cards
Need Help?
Email us at
support@upgrade.com
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