Credit Card Refinance
Pay off your credit cards
- Loans up to $50,000
- Fast funding†
- Affordable monthly payments
- No prepayment fees
Get Started Here
Checking your rate is free and won’t impact your credit score.
Why refinance your credit cards with a personal loan?
Take control
Streamline multiple payments into a single monthly payment that’s easy to manage and pay off.
Lower your rates
Eliminate high-interest debt and credit card payments with a lower rate.
No surprises
Get a fixed rate that won’t ever change. Be confident that you know how much you’re paying each month.
Get out of debt faster
Find the relief of a clear payoff date that you can circle on your calendar.
How it works
1
Check your rate
Apply online in minutes and see your rate with no obligation or impact to your credit score.
2
Choose your offer*
Review multiple loan options and decide which offer is best to help you achieve your financial goals.
3
Fast funding†
Accept your loan offer and you should get your money within a day of clearing necessary verifications.
Flexibility & Customization
Choose the best option that fits your monthly budget and schedule to get out of debt
Single Monthly Payment
Choose your monthly payment that won’t ever change and fits your budget.
Fixed Rate & Term
Pick terms that fit your timeline.
From our customers
It is great working with Upgrade. They sent the money right away to my bank account and I can start paying off my credit cards. Thanks Upgrade for your help. Upgrade is great!
Jose, Refinance Credit Cards
We’re here to help
How much can I borrow?
What if I want to pay off my loan quicker?
Why choose Upgrade over other options like a credit card?
Need Help?
Email us at
support@upgrade.com
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