Credit Card Refinance
Pay off your credit cards
Loans up to $50,000
Fast funding†
Affordable monthly payments
No prepayment fees
Get Started Here
Why refinance your credit cards with a personal loan?
Take control
Streamline multiple payments into a single monthly payment that’s easy to manage and pay off.
Lower your rates
Eliminate high-interest debt and credit card payments with a lower rate.
No surprises
Get a fixed rate that won’t ever change. Be confident that you know how much you’re paying each month.
Get out of debt faster
Find the relief of a clear payoff date that you can circle on your calendar.
How it works
1
Check your rate
Apply online in minutes and see your rate with no obligation or impact to your credit score.
2
Choose your offer*
Review multiple loan options and decide which offer is best to help you achieve your financial goals.
3
Fast funding†
Accept your loan offer and you should get your money within a day of clearing necessary verifications.
Flexibility & Customization
Single Monthly Payment
Choose your monthly payment that won’t ever change and fits your budget.
Fixed Rate & Term
Pick terms that fit your timeline.
From our customers
It is great working with Upgrade. They sent the money right away to my bank account and I can start paying off my credit cards. Thanks Upgrade for your help. Upgrade is great!
We’re here to help
How much can I borrow?
What if I want to pay off my loan quicker?
Why choose Upgrade over other options like a credit card?
