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Major Purchase

Make a major purchase
    Loans up to $50,000
    Affordable monthly payments
    No prepayment fees
    Fast funding†

Checking your rate is free and won’t impact your credit score.

Why pay for a major purchase with a large purchase personal loan?

Get low-interest financing so you can make things happen now, and pay for it in installments over time
Check your rate online and in minutes

Find out your rate and how much you qualify for in minutes. No obligation, no cost, and no impact to your credit score.

Fast funding†

You should receive your funds within a day of clearing verifications.

Fixed rates and terms

Low interest rates with fixed terms. A major purchase loan will give you a clear payoff date that you can circle on your calendar.

Major purchase personal loans that make life happen

Get the money you need to cover your large purchase
Wedding and Special Occasions

Plan a one-of-a-kind event and enjoy memories with your loved ones.

Dream vacation

Funds to explore new destinations and expand yourself beyond everyday life.

It's quick and easy to apply for a personal loan online

Check your rate

Apply online in minutes and see your rate with no obligation or impact to your credit score.

Choose your personal loan*

Review multiple loan options and decide which offer is best.

Fast funding†

Accept your loan offer and you should get your money within a day of clearing necessary verifications.

Personal loans through Upgrade are flexible & customizable

Select an offer

Choose your monthly payment that won’t ever change and fits your budget.

Breakdown of a loan offer, including the loan amount of $15000, an APR of 12.66%, a 36 month loan term, and a monthly payment amount of $449.50

Fixed Rate & Term

Pick terms that fit your timeline.

Showing options for a 36 month loan that would provide a faster payoff
Showing options for a 60 month loan that would provide lower payments

A simple breakdown of a personal loan

Get to know the rates, fees and your payback plan

If you're approved for a $10,000 loan with a 17.98% APR and 36-month term...

Your APR

The 17.98% APR includes:

14.32% yearly interest rate
5% one-time origination fee ($500)
Your money

You would get $9,500 deposited directly in your account


$500 = $9,500

Your payments

And, each month you would pay back $343.33 over 36 months

What customers are saying: major purchase loans

Upgrade was able to help me secure a personal loan to help get ahead in life. They were fast and prompt, willing to help me by all means. The representatives were very helpful, friendly, courteous, and I feel went over and beyond to help.

JefferyMajor Purchase

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Major purchase loan FAQs

Need Help?

Email us at

Or call us at
(844) 319-3909

Monday - Friday, 5am - 7pm PT

Saturday - Sunday, 6am - 5pm PT

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See if a personal loan is right for you.

Checking your rate won’t affect your credit score.

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275 Battery Street, 23rd FloorSan Francisco, CA 94111, USA

Not for payments. Payment address can be found here.

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