About Us

Our Goal

Our goal is to deliver a new kind of banking experience that seeks to eliminate fees on everyday transactions, offers access to low cost loans and cards, and helps our customers learn about their finances so they can build the future they want.

Who We Are

Who We Are

Upgrade’s founding team pioneered fintech over a decade ago. In 2017 we launched Upgrade to create a new banking experience that seeks to eliminate fees on everyday transactions and offer access to lower-cost credit through cards and loans. In 2 short years 8 million people have applied for an Upgrade card or loan, and over $2 billion in affordable credit has been extended to our users. Our latest innovation, Upgrade Card, launched in October 2019, combines the point-of-sale convenience and flexibility of a credit card with the low cost and predictability of an installment loan. Learn more about the team.

Meet Our Team

We have assembled a team of seasoned professionals who have experienced the nuances and complexity of consumer credit through several economic cycles.
Renaud Laplanche

Renaud Laplanche

Co-founderChief Executive Officer
Louis Shansky

Louis Shansky

General Counsel
Thomas Curran

Thomas Curran

Chief Risk Officer
Myles Reaz

Myles Reaz

Chief Credit Officer
Jeff Bogan

Jeff Bogan

Co-founderChief Finance Officer
Matt Wierman

Matt Wierman

Co-founderHead of Personal Loans
Visar Nimani

Visar Nimani

Co-founderChief Technology Officer
Adelina Grozdanova

Adelina Grozdanova

Co-founderHead of Investor Group
Sudip Lahiri

Sudip Lahiri

Controller
Soul Htite

Soul Htite

Co-founder

Board Of Directors

Renaud Laplanche

Co-founderChief Executive Officer

Scott Bommer

CEO, SAB Capital Management LP

Dr. Joseph L. Breeden

CEO, Prescient Models LLC

Meyer "Micky" Malka

Founder, Ribbit Capital

Anju Patwardhan

Managing Director at CreditEase

How We Help

How we help

We believe users will get unique value by combining a new banking experience that seeks to eliminate fees on everyday transactions with access to affordable and responsible credit products, free credit monitoring, credit alerts and education tools.