About Us

Our Goal

Our goal is to help you understand and unlock your credit potential and lower the cost of your credit so you can build the future you want

Who We Are

Who We Are

Upgrade’s founding team pioneered online lending on the premise that an online platform would operate at a lower cost and deliver a better customer experience than traditional banking. In 2016 we created Upgrade, a platform that combines a decade of online lending experience with the latest technology to further reduce the cost of credit, and deliver access to new products designed to help consumers better understand their credit and make responsible credit decisions. Learn more about the team.

Meet Our Team

We have assembled a team of seasoned professionals who have experienced the nuances and complexity of consumer credit through several economic cycles.
Renaud Laplanche

Renaud Laplanche

Co-founderChief Executive Officer
Louis Shansky

Louis Shansky

General Counsel
Thomas Curran

Thomas Curran

Chief Risk Officer
Myles Reaz

Myles Reaz

Chief Credit Officer
Jeff Bogan

Jeff Bogan

Co-founderChief Finance Officer
Matt Wierman

Matt Wierman

Co-founderHead of Personal Loans
Visar Nimani

Visar Nimani

Co-founderChief Technology Officer
Adelina Grozdanova

Adelina Grozdanova

Co-founderHead of Investor Group
Sudip Lahiri

Sudip Lahiri

Controller
Soul Htite

Soul Htite

Co-founder

Board Of Directors

Renaud Laplanche

Co-founderChief Executive Officer

Scott Bommer

CEO, SAB Capital Management LP

Dr. Joseph L. Breeden

CEO, Prescient Models LLC

Meyer "Micky" Malka

Founder, Ribbit Capital

Anju Patwardhan

Managing Director at CreditEase

How We Help

How we help

We believe that combining affordable credit with free credit monitoring, alerts, and education features makes us more helpful to more people. You can enjoy these features separately or together, either way we’re hoping that a better understanding of your credit potential and ongoing credit tips will help you secure more affordable credit in the long run.