Debt Consolidation Loans
Consolidate Your Debt
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Checking your rate is free and won’t impact your credit score.
Why Consolidate Your Debt with a Personal Loan?
Streamline multiple payments into a single monthly payment that’s easy to manage and pay off.
Lower Your Rate
Eliminate high-interest debt and credit card payments with a lower rate.
Get a fixed rate that won’t ever change. Be confident that you know how much you’re paying each month.
Get Out of Debt Faster
Find the relief of a clear payoff date that you can circle on your calendar.
How Debt Consolidation Works
Check Your Rate
Apply online in minutes and see your rate with no obligation or impact to your credit score.
Choose Your Loan*
Review multiple loan options and decide which offer is best to help you achieve your debt consolidation goals.
Consolidate Your Debt Quickly†
Accept an offer and your money will be sent within a day of clearing necessary verifications, so you can get started on consolidating your debt right away.
Customized Debt Consolidation Loans
Single Monthly Payment
Choose your monthly payment that won’t ever change and fits your budget.*
Fixed Rate & Term
Pick terms that fit your timeline.
What Debt Consolidation Customers Are Saying
This was an amazing experience. It was quick, easy, and the young woman I spoke with was professional and extremely helpful. I would recommend this to all those who are seeking a company for debt consolidation. They’ve allowed me to breathe much easier. Thank you, Upgrade for helping me to make the management of my debt possible.
Tanya, Debt Consolidation
We’re here to help with your debt consolidation needs
How much debt can I consolidate with a loan through Upgrade?
With a personal loan through Upgrade, you can borrow $1,000 to $50,000. Funds are sent directly to the account that you choose within a day of approval.†
What if I want to pay off my loan quicker?
If you’re ready to pay off your loan before the end of your term we welcome you to do so. There are no prepayment fees!
Why choose Upgrade to help me consolidate by debt?
With a personal loan through Upgrade you get a fixed rate and term with a clear pay-off date. This can translate into savings while eliminating the surprises of a high-interest credit card with rates that can change any time. Funds are sent within a day of approval, so you can get started right away on your debt consolidation goals.†