Debt Consolidation Loans
Consolidate Your Debt
Loans up to $50,000
Low fixed rates
Affordable monthly payments
No prepayment fees
Get Started Here
Checking your rate is free and won’t impact your credit score.
Loans up to $50,000
Low fixed rates
Affordable monthly payments
No prepayment fees
Why Consolidate Your Debt with a Personal Loan?
Take Control
Streamline multiple payments into a single monthly payment that’s easy to manage and pay off.
Lower Your Rate
Eliminate high-interest debt and credit card payments with a lower rate.
No Surprises
Get a fixed rate that won’t ever change. Be confident that you know how much you’re paying each month.
Get Out of Debt Faster
Find the relief of a clear payoff date that you can circle on your calendar.
How it Works
Check Your Rate
Apply online in minutes and see your rate with no obligation or impact to your credit score.
Choose Your Offer*
Review multiple loan options and decide which offer is best to help you achieve your financial goals.
Fast Funding†
Accept an offer and we’ll send your money to your bank account within a day of clearing necessary verifications.
Flexibility & Customization
Choose the best option that fits your monthly budget and schedule to get out of debt
Single Monthly Payment
Choose your monthly payment that won’t ever change and fits your budget.*
Fixed Rate & Term
Pick terms that fit your timeline.
From Our Customers
This was an amazing experience. It was quick, easy, and the young woman I spoke with was professional and extremely helpful. I would recommend this to all those who are seeking a company for debt consolidation. They’ve allowed me to breathe much easier. Thank you, Upgrade for helping me to make the management of my debt possible.
Tanya, Debt Consolidation
We’re here to help
How much can I borrow?
You can borrow $1,000 to $50,000 – a lump sum sent directly to your bank account that you can use on whatever you want.
What if I want to pay off my loan quicker?
If you’re ready to pay off your loan before the end of your term we welcome you to do so – there are no prepayment fees!
Why choose Upgrade over other options like a credit card?
With a personal loan through Upgrade you get a fixed rate and term with a clear pay-off date. This can translate into savings while eliminating the surprises of a high-interest credit card with rates that can change any time.
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Saturday - Sunday, 8am - 5pm PT
