Auto Refinancing

Lower your monthly car payment

Lower Your Monthly Car Payment and Save

Our online process makes it fast and easy to refinance your car loan and save money.

Affordable Monthly Payments

Great rates and terms that can lower your payment and save you money.

Reliable Support

We'll walk you through each step to make your refinance as easy as possible.

No Prepayment Penalty

Pay off your loan at any time with absolutely no penalties or extra fees.

How it Works

1

Check Your Rate

Apply online and get offers instantly.

2

Confirm Your Details

Select the offer you like best and we'll guide you through each step of the loan and title transfer process.

3

Drive Off with Savings

Once you're approved, we'll take care of paying off your previous lender. That's it — your auto refinance is complete!

Is my current auto loan eligible?

To qualify, your car must be:

10 years old or newer
A personal-use automobile
Under 130,000 miles (or 150,000 for trucks)

Upgrade auto refinancing currently not available for RVs, motorcycles, commercial vehicles, or salvaged vehicles.

And your current auto loan must have:

An outstanding balance greater than $5,000
At least 3 monthly payments made

Need Help?

Email us at

support@upgrade.com

Or call us at

Auto Refinancing

Lower your monthly car payment