How much money will I receive in my bank account after the origination fee?

For Personal Loans, you’ll receive the total amount of your personal loan, minus the one-time origination fee, in your account. Upgrade will never ask you to send us money via wire transfer, Western Union, gift card, or prepaid card.

If your loan is secured by your car, a one-time title transfer fee may also be deducted from your loan amount. This is a fee charged by the motor vehicle agency in your area, and Upgrade does not keep any portion of government filing fees.

Check your rate to see if you qualify for a personal loan.

More information about receiving money from a debt payoff loan.

Articles in this section

• What you need to know about Upgrade and Flex Pay.
• Can I change my personal loan term or loan amount without Upgrade canceling my application?
• Does Upgrade have a mobile app?
• Does Upgrade offer benefits for Veterans?
• Does Upgrade offer discounts for Active Duty Military servicemembers?
• How can I contact Upgrade?
• How long does it take to receive my money?
• How much money will I receive in my bank account after the origination fee?
• How will I receive my money?
• I'm interested in working for Upgrade, are there any available positions?