How will I receive my money?

Once a final approval decision has been made, your funds will be sent directly to your account within one business day. The availability of your funds depends on how quickly your bank processes the transaction. Funds sent directly to you should be available within four business days. A valid checking or savings account is required in order to process your application.

More information about receiving money from a debt payoff loan.

Articles in this section

• What you need to know about Upgrade and Flex Pay.
• Can I change my personal loan term or loan amount without Upgrade canceling my application?
• Does Upgrade have a mobile app?
• Does Upgrade offer benefits for Veterans?
• Does Upgrade offer discounts for Active Duty Military servicemembers?
• How can I contact Upgrade?
• How long does it take to receive my money?
• How much money will I receive in my bank account after the origination fee?
• How will I receive my money?
• I'm interested in working for Upgrade, are there any available positions?