Why was I offered a lower amount than I originally requested?
The rates and offer(s) available to you are dependent on a variety of factors including your income, requested loan amount, and information contained in your credit profile, such as your credit score, credit history, and credit usage. In cases for which we are unable to offer the full amount requested, we’ll show you the largest amount that you may have qualified for, in the hopes of helping you make positive progress in accomplishing your financial goals.
We hope that the amount we offer to you will help you meet your financial goals. If not, you are welcome to reapply for a loan at a later date should your financial situation change.
Articles in this section
- What you need to know about Upgrade and Flex Pay.
- Can I change my personal loan term or loan amount without Upgrade canceling my application?
- Does Upgrade have a mobile app?
- Does Upgrade offer benefits for Veterans?
- Does Upgrade offer discounts for Active Duty Military servicemembers?
- How can I contact Upgrade?
- How long does it take to receive my money?
- How much money will I receive in my bank account after the origination fee?
- How will I receive my money?
- I'm interested in working for Upgrade, are there any available positions?