Are the personal loan rates fixed or variable?

Loans obtained through Upgrade are fully amortized with a fixed interest rate, which means you'll never have to worry about your rate increasing. Late payments or subsequent charges and fees may increase the cost of your loan.

Check your rate for a personal loan today.

Articles in this section

• Are the personal loan rates fixed or variable?
• Can a personal loan or Upgrade Card be used for school?
• Can I apply by mail?
• Can I apply for another personal loan through Upgrade?
• Can I change my instructions?
• Can I include additional income?
• Can I include household income on my application?
• Can I increase my loan amount after I’ve already selected an offer?
• Can I mail my documents to you instead?
• Can I use my entire loan to pay off my credit cards?