How can I reduce the number of unsolicited credit and insurance offers I receive?
To reduce the number of unsolicited credit and insurance offers you receive, you can refer to the PRESCREEN & OPT-OUT NOTICE on your pre-approval letter.
To opt-out for five years: Call toll-free at (888) 567-8688, or visit www.optoutprescreen.com. The phone number and website are operated by the major consumer reporting companies.
To opt-out permanently: You may begin the permanent Opt-Out process online at www.optoutprescreen.com. To complete your request, you must return the signed Permanent Opt-Out Election form, which will be provided after you initiate your online request.
If you don't have access to the internet, you may send a written request to permanently opt out to each major consumer reporting companies:
**Experian**Opt-OutP.O. Box 919Allen, TX 75013
**TransUnion**Name Removal OptionP.O. Box 505Woodlyn, PA 19094
**Equifax, Inc.**OptionsP.O. Box 74123Atlanta, GA 30374-0123
Articles in this section
- Are the personal loan rates fixed or variable?
- Can a personal loan or Upgrade Card be used for school?
- Can I apply by mail?
- Can I apply for another personal loan through Upgrade?
- Can I change my instructions?
- Can I include additional income?
- Can I include household income on my application?
- Can I increase my loan amount after I’ve already selected an offer?
- Can I mail my documents to you instead?
- Can I use my entire loan to pay off my credit cards?