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How can I reduce the number of unsolicited credit and insurance offers I receive?

To reduce the number of unsolicited credit and insurance offers you receive, you can refer to the PRESCREEN & OPT-OUT NOTICE on your pre-approval letter.

To opt-out for five years: Call toll-free at (888) 567-8688, or visit www.optoutprescreen.com. The phone number and website are operated by the major consumer reporting companies.

To opt-out permanently: You may begin the permanent Opt-Out process online at www.optoutprescreen.com. To complete your request, you must return the signed Permanent Opt-Out Election form, which will be provided after you initiate your online request.

If you don't have access to the internet, you may send a written request to permanently opt out to each major consumer reporting companies:

**Experian**Opt-OutP.O. Box 919Allen, TX 75013

**TransUnion**Name Removal OptionP.O. Box 505Woodlyn, PA 19094

**Equifax, Inc.**OptionsP.O. Box 74123Atlanta, GA 30374-0123