How long does it take to receive the funds in my bank account after completing my To-Do List?

Once review is complete and a final approval decision has been made, your funds will be sent within one business day. In most cases, your funds should be available in your account within one to four business days.

More information about receiving money from a debt payoff loan.

For loans secured by a car: Once your title transfer documents have been delivered to us by mail, funds should be available in your account within one to four business days. More information about paying off an existing auto loan.

Articles in this section

• Are the personal loan rates fixed or variable?
• Can a personal loan or Upgrade Card be used for school?
• Can I apply by mail?
• Can I apply for another personal loan through Upgrade?
• Can I change my instructions?
• Can I include additional income?
• Can I include household income on my application?
• Can I increase my loan amount after I’ve already selected an offer?
• Can I mail my documents to you instead?
• Can I use my entire loan to pay off my credit cards?