Where do I locate my 15-digit pre-approval code?
If you've received a letter in the mail from Upgrade, you can locate your 15-digit pre-approval code in a few different places. Your pre-approval code will be located on the top and the bottom of your letter. You can go to the website listed on your letter to enter in your 15-digit code, select the purpose of your loan, and the amount that you are looking for.


You also have the option of going to Upgrade.com, and selecting “Receive mail? Click here” to enter your 15-digit pre-approval code.

Articles in this section
- Are the personal loan rates fixed or variable?
- Can a personal loan or Upgrade Card be used for school?
- Can I apply by mail?
- Can I apply for another personal loan through Upgrade?
- Can I change my instructions?
- Can I include additional income?
- Can I include household income on my application?
- Can I increase my loan amount after I’ve already selected an offer?
- Can I mail my documents to you instead?
- Can I use my entire loan to pay off my credit cards?