Which cards or loans can I pay off directly with my new loan?

Once you receive your loan funds in your bank account, you may use them to pay off any card balances or debts you like.

You may have the option to select a debt payoff loan, where Upgrade arranges to pay off your credit card or personal loan balances directly using the funds from your new loan. We can arrange direct payments to credit cards issued in the United States and certain personal loans. We cannot arrange payments to another person's card or account.

Articles in this section

• Are the personal loan rates fixed or variable?
• Can a personal loan or Upgrade Card be used for school?
• Can I apply by mail?
• Can I apply for another personal loan through Upgrade?
• Can I change my instructions?
• Can I include additional income?
• Can I include household income on my application?
• Can I increase my loan amount after I’ve already selected an offer?
• Can I mail my documents to you instead?
• Can I use my entire loan to pay off my credit cards?