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What features are included with Premium for Boost™?

Premium offers several valuable benefits, including:*

  • Higher Interest on Savings: Earn up to 10.00% APY on the funds held in your companion Boost Money™ Save account.**
  • Express Delivery: Receive expedited BoostCash™ advances to your Spend or external account.
  • VIP customer service: Get expedited support with a dedicated phone line.
  • Identity Theft Protection, Retail and Travel Protection Benefits: Access additional features designed to help restore your identity and provide peace of mind. Specific details on these benefits will be available in your Boost Money™ Premium terms.
  • Faster BoostcashTM limit increases

*Boost Money™ customers with a $9.99/month Premium subscription receive additional benefits including: 10.00% Annual Percentage Yield (APY) on Boost Money™ Save balances up to $1,000, generally faster increases in BoostCashTM personal loans (“BoostCash™ advances”) amount(s) than non-subscribers with account activity and history, up to your individual BoostCash limit or $500 maximum over time with eligible recurring direct deposits, subject to eligibility requirements at upgrade.com/boostcasheligibility, unlimited express delivery of BoostCash™ advances, fee-free same day bank transfers, Personal Identity Theft (up to $15K), Purchase Security  (up to $500 per claim and $50,000 per cardholder), Return Protection within 90 days of purchase for returns not accepted by the retailer (purchase price up to $250 per item and $1,000 per account), Extended Warranty Protection for eligible U.S. warranties 3 years or less (up to $10K per claim and $50K per cardholder) Trip Cancellation Protection (up to $2K), and a dedicated VIP customer service contact number. With Personal Identity Theft, Purchase Security, Return Protection, Trip Cancellation and Interruption and Extended Warranty Protection certain terms, conditions and exclusions apply. For Retail Protection Benefits and Travel Protection Benefits, you must use your Boost Money™ Card to secure transactions. This does not apply to transactions not processed by Visa. Please refer to your Premium benefits guide for further details. Limited free trial offers may be available from time to time for select first-time Premium subscribers who link direct deposit when requesting their first BoostCashTM advance. If applicable, after your free trial period your Boost Money™ Spend account will be charged $9.99/month unless you cancel before then in Profile & Settings -> My Subscription. If you are a returning Boost Money™ customer, you will be charged the $9.99 fee immediately upon re-subscribing. Cancel anytime. Eligibility for coverage begins on the date you enroll in the Premium subscription plan. In the event you cancel your Premium subscription, Retail and Travel Protection Benefits, and Personal Identity Theft coverage will terminate when your Premium subscription ends. Premium subscription fee amount is subject to change. Premium subscription is not available in all states. See Premium Terms and Conditions for more information.

** For Boost Money™ Save accounts, the 10.00% Annual Percentage Yield (APY) up to a $1,000 balance requires a Premium subscription ($9.99/mo). Balances over $1,000 with Premium earn 3.05%APY. Without a Premium subscription, the APY for the Boost Money™ Save account is 1.50% on all balances. The APY is effective as of October 31, 2025, is variable and may change at any time. Certain fees, such as outbound wire transfers or RTP, may impact earnings. Please refer to the applicable Cross River Bank Performance Savings Deposit Account Agreement and Truth in Savings Disclosure.

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