What is Early Direct Deposit?
Early direct deposit allows eligible customers who receive their paycheck through direct deposit access to their funds up to 2 days early. In order to take advantage of Early Direct Deposit and access your funds up to 2 days early, you must:
- Open an Boost Money™ Spend or Boost Money™ Save account
- Set up direct deposit into your deposit account, and
- Receive less than $5,000 per direct deposit into your deposit account
Upgrade cannot guarantee that you will receive your direct deposit early. The timeframe for you to receive your direct deposit is entirely dependent on when your employer initiates the payroll payment. Cross River Bank will make the funds available in your account when the ACH file is received, which can be up to 2 days prior to the deposit date.
Articles in this section
- ACH Return Fee & Inactivity Fee
- Are there any fees to use Mobile Deposit?
- Are there limits to deposits using Mobile Deposit?
- Can a deposit be canceled once it is submitted through Mobile Deposit?
- Do I receive statements for my Boost Money™ Spend account?
- Does Boost Money™ Spend have a mobile app?
- How can I access the Mobile Deposit service?
- How can I initiate an outgoing wire transfer from my Boost Money™ Spend account?
- How do I access my money?
- How do I add money to my Boost Money™ Spend account?