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ATM and Cash Withdrawals

Can I use my Upgrade OneCard at an ATM?

Yes, you can use your Upgrade OneCard at an ATM.

How do I set or reset my PIN?

You can set or update your PIN on your Account Dashboard. Here’s how: • Sign in to your Account Dashboard and go to More. • Select ATM settings. • Select ATM settings. • Tap on Change next to PIN. • To set your 4-digit PIN, enter your PIN, re-enter it to confirm and then tap Submit. • All done! Your PIN is now set.

Are there fees for ATM cash withdrawals with my Upgrade OneCard?

Yes. We will charge a fee of either 5% of the amount withdrawn or $10, whichever is greater. The ATM owner may charge an additional fee on top of that.

How does interest work on ATM cash withdrawals?

ATM cash withdrawals are treated as cash advances. Here's what that means for you: • Your Cash advance APR applies. Check your Account Agreement for your rate. • Interest begins on the day of your withdrawal. Unlike regular purchases, there's no grace period.

Does my Upgrade OneCard have a cash advance or ATM withdrawal limit?

Not all accounts are eligible for cash advances. Here’s how to find your limit: • Sign in to your Account Dashboard and go to More. • Tap on Account Information. • Your Cash advance limit and Cash advance APR are shown there.