Making payments

You can make a one-time payment in just a few clicks: • Sign in to your Account Dashboard and go to Payments. • Select Make payment. • Pick your payment amount. • Choose the bank account you want to use. Don't have one saved? You'll be prompted to add it now. • Select your payment date and click Save changes. • Review your payment details and then click Continue. You'll get a confirmation message once your payment is scheduled.

Tip: Enroll in Autopay to stay up to date on your payments without the extra effort. Here’s how to enroll: • Sign in to your Account Dashboard and go to Payments. • Select Manage Autopay. • Pick your payment amount. • Choose the bank account you want to use. Don't have one saved? You'll be prompted to add it now. • Click Enable. You'll get a confirmation message once you're done.

Need to cancel? Just make sure to do it by 11pm PT the day before your scheduled payment. Here's how: • Sign in to your Account Dashboard and go to Payments. • Under Scheduled payments, tap the trash icon next to the payment you want to cancel. • Confirm the cancellation. • You'll receive a confirmation once it's done.

When we receive your payment, we apply it in a specific order. Here's how it works.

How your minimum payment is applied

Up to your minimum payment is applied in this order: 1. Fees 2. Interest 3. Your balance (purchases and cash advances)

How extra payments are applied • Paying more than the minimum is always a smart move. Any amount above your minimum payment is applied to your highest-interest balance first, then to lower interest balances. That means you pay off your most expensive debt faster and save more money over time.

Doing the following can help you minimize interest charges: • If possible, pay your balance in full to avoid interest charges. • Making on-time payments of more than your minimum payment each month will reduce the overall amount of interest you pay.