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What are the benefits of refinancing my car through Upgrade?

Refinancing your car through Upgrade may help you reach your financial goals. You can lower your monthly payment to free up cash for other monthly expenses by lengthening your loan term. You may also save on interest if your APR through Upgrade is lower than what you’re currently paying.

Getting a loan directly through Upgrade can also help if you financed through a dealer which may have added a premium to your loan, known as a dealer markup. In addition, there’s no prepayment penalty, so you can refinance today and payoff at any time. Get started by seeing if you qualify now.

Auto refinance loans through Upgrade feature Annual Percentage Rates (APRs) of 5.54%-19.94%. Lowest rates require Autopay. The APR and other terms of your loan may vary and you may not be presented with multiple offers. If offered, your loan terms, including your rate, will depend on credit score, credit usage history, loan amount, and other factors. Late payments and other fees, as noted in your Borrower Agreement, may increase the cost of your fixed rate loan. Eligible vehicles must be 10 years old or newer and have less than 130,000 miles (or less than 150,000 for trucks).

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