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Are there any fees to use the Upgrade Card?

Optional cash transfers to your bank account and balance transfers will be subject to a fee of up to 5% of the transaction amount and foreign transactions will be subject to a fee of up to 3% of the transaction amount, subject to any limits under applicable law. Applicable cash and balance transfer fees will be disclosed to you at the time you request the transfer. Upgrade Select cardholders may also be subject to an annual fee of $39 to $48. Any fees charged will be shown on your monthly statements.

If your payment is not received in full by the Monthly Payment Due Date, a late fee will apply. A late fee is charged only once per late payment. Interest continues to accrue daily.

Learn more about the Upgrade Card.

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