Can I earn cash back on my purchases made through Upgrade Shopping?
Yes. If your Upgrade <Card, OneCard, Debit Card> comes with a cash back rewards program, you’ll earn rewards when you make purchases with Upgrade Shopping and pay them back—just like with any other purchase on your card.
Upgrade Card and Upgrade OneCard purchases accrue cash back rewards, based on the percentage(s) set for your enrolled card program, when you pay them back. Certain limitations apply, including merchant categories for certain Upgrade Cards. For more information on the Upgrade Cash Back Rewards Program, please see the program’s Terms and Conditions.
Rewards Checking Plus customers who set up monthly direct deposits of $1,000 or more earn 2% cash back on common everyday expenses at convenience stores, drugstores, restaurants and bars - including deliveries - and gas stations, as well as recurring payments on utilities and monthly subscriptions including phone, cable, TV and other streaming services, and 1% cash back on all other debit card purchases. 2% cash back is limited to $500 in rewards per calendar year; after $500, customers earn 1% cash back on all eligible debit card purchases for the remainder of the year. Rewards Checking Plus accounts with less than $1,000 in monthly direct deposits 60 days after account opening will earn 1% cash back on common everyday expenses and 0.50% cash back on all other eligible debit card purchases. Some limitations apply. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information.