What is Upgrade Shopping?
With Upgrade Shopping, you can get up to 10% cash back from thousands of top brands when you use your Upgrade Card or Rewards Checking debit card. It’s free and you don’t need to sign up or enroll to earn cash back rewards.
3 steps to cash back rewards:
- Tap: To see your personalized offers, tap on Upgrade Shopping on your Account Dashboard.
- Shop: Choose offers from thousands of brands that you love and then make purchases with your Upgrade Card or Rewards Checking debit card.
- Earn: That’s it! Cash back rewards are automatically applied to your Upgrade Card balance, if applicable, after your next scheduled monthly payment. If you don’t have a balance you can deposit your rewards into your bank account connected to Upgrade. For Rewards Checking debit cards, cash back is applied to your Rewards Checking, Rewards Checking Plus, or Rewards Checking Preferred (“Rewards Checking Account” account generally within 7-14 days.
Here’s how to get the most out of Upgrade Shopping:
- Your potential cash back rewards are displayed next to each offer.
- Each merchant cash back offer is different, so be sure to review the details for any limits, exclusions, caps or specific locations set by the merchant.
- Upgrade Shopping includes local offers, so you may be able to earn cash back at businesses in your area.
- Enjoy these cash back rewards in addition to any other cash back rewards you’re already receiving.
- Tap into cash back again and again, and check back often: we’re constantly adding new offers.
For full cash back shopping terms, please review the Upgrade Shopping Terms of Service and Dosh Privacy Policy.