Make a major purchase
- Paiements mensuels abordables
- Pas de frais de prépaiement
- Financement rapide
Checking your rate is free and won’t impact your credit score.
Reach your goals with a personal loan through Upgrade
Why pay for a major purchase with a personal loan?
Get low-interest financing so you can make things happen now, and pay for it in installments over time
Check your rate in minutes
Find out your rate and how much you qualify for in minutes with no obligation and no impact to your credit score.
Fast funding
You should receive your funds within a day of clearing verifications.
Fixed rates and terms
Low interest rates with fixed terms. A major purchase loan will give you a clear payoff date that you can circle on your calendar.
Major purchase personal loans that make life happen
Get the money you need to cover your large purchase
Wedding and Special Occasions
Plan a one-of-a-kind event and enjoy memories with your loved ones.
Dream vacation
Funds to explore new destinations and expand yourself beyond everyday life.
It's quick and easy to apply for a personal loan online
Check your rate
Apply online in minutes and see your rate with no obligation or impact to your credit score.
Choose your personal loan
Review multiple loan options and decide which offer is best.
Fast funding
Accept your loan offer and you should get your money within a day of clearing necessary verifications.
Personal loans through Upgrade are flexible & customizable
Select an offer
Choose your monthly payment that won't ever change and fits your budget.
Fixed rate & term
Pick terms that fit your timeline.
A simple breakdown of a personal loan
Get to know the rates, fees, and your payback plan
If you're approved for a $10,000 loan with a 17.98% APR and 36-month term...
Your APR
The 17.98% APR includes:
- 14.32% yearly interest rate
- 5% one-time origination fee ($500)
Your money
You would get $9,500 deposited directly in your account
$10,000 - $500 = $9,500 Loan amount - Origination fee
Your payments
And, each month you would pay back $343.33 over 36 months
What customers are saying: major purchase loans
« Amazing helpful place with easy self service! 100% recommend these guys to anyone looking for help. »
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Major purchase loan FAQs
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See if a personal loan is right for you.
Checking your rate won’t affect your credit score.
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