Get cash fast, build credit

If you're low on funds, BoostCash™ advances help you bridge the gap between paydays. Whether you need money for gas, groceries, emergencies, or bills - we've got you covered. We'll automatically align your due date with your next expected paycheck to streamline the process. No interest or late fees. Subject to eligibility.

It’s easy to get started. After you sign up for Boost Money™, you'll be prompted to link the bank account where you get your paycheck to see if you qualify. You can also get BoostCash™ advances by switching your direct deposit to your Boost Money™ Spend account. It's quick and easy to search for your employer or payroll provider, connect, and qualify for your first BoostCash™ advance. If you can't find your employer or payroll provider in our app, you can provide your account details directly to your employer.

You can get BoostCash™ advances in 3-5 business days at no additional cost. There's no interest and no late fees. Or get a $9.99/month Premium subscription and access our top-tier benefits such as high-yield savings and free express delivery of BoostCash™ advances. Cancel anytime.

We get it. Life doesn't wait. If you need gas to get to your job, 3-5 business days isn't going to cut it. Our Premium $9.99/month subscription offers high-yield savings and unlimited free express delivery of BoostCash™ advances, along with other awesome benefits. Keep it moving with Boost Money™ Premium and express delivery.

Your BoostCash™ limit is based on several factors including your average direct deposit amount and your repayment history. Typically, higher direct deposit amounts will unlock higher BoostCash™ limits. With continuous on-time repayments, your BoostCash™ limit may increase up to $500 over time for eligible customers. Amounts from $250-$500 require direct deposits to a Boost Money™ Spend account. Get faster access to larger BoostCash™ advances up to $500 with Premium, or by making recurring direct deposits to a Boost Money™ Spend account and on-time payments.

While BoostCash™ is available to eligible Boost Money™ customers in most states, certain states are excluded. Please check our eligibility page to see the current list of states where BoostCash™ is not available. We are working to expand our state coverage.

Boost Money™ is pretty great on its own, but with Premium, it's like having a superpower! Think of it as your all-in-one app designed to help you boost your money game. For only $9.99 per month, you'll get access to all of these Premium benefits⁵:

• 10.00% APY on savings up to $1,000
• BoostCash™ advances up to $500 - the fast track to higher advances
• Unlimited free express delivery of BoostCash™ advances
• Personal Identity Theft - reimbursement for covered expenses
• Travel protections - trip cancellation and interruption coverage for your non-refundable common carrier ticket up to $2,000
• Purchase protections - extended warranty up to 1 year, purchase security, and return protection for eligible purchases
• VIP customer service - your own dedicated priority support line

All Boost Money™ customers enjoy the following features and benefits:

• BoostCash™ advances up to $500
• Boost Money™ Card - safely build credit as you spend and make on-payments on your secured card
• Credit score monitoring, tools, and alerts - easy sign up
• No overdraft fees
• Get paid up to two days early with direct deposit
• Mobile check deposit with $1,000 or more of monthly Eligible Direct Deposits
• Access to 55,000 fee-free ATMs through the Allpoint® network
• 1.5% APY on your Boost Money™ Save account
• Put your savings on autopilot with our Save My Paycheck feature

First add funds to your Boost Money™ Spend account. Then spend up to the available balance on your Boost Money™ Card.¹ Enable Safe Mode automatic payments to help ensure your payments are on-time. We'll report on-time payments to the three major credit bureaus (Transunion®, Experian®, and Equifax®) to help you build credit over time.

Unlike other traditional secured credit builder cards, the Boost Money™ Card offers:

• No credit score needed to qualify
• No set limit - spend up to your available balance
• No minimum deposit
• No interest
• No late fees

No, Boost Money™ is provided through Upgrade, Inc. Upgrade is a financial technology company that offers affordable and responsible credit, mobile banking, and payment products to mainstream consumers. Since its inception in 2017, Upgrade has delivered over $42 billion in credit to over 7.5 million customers. Upgrade's platform includes six core products: Personal Loans, Credit Cards, Mobile Banking, Flex Pay, Home Improvement Financing and Auto Financing. All loans, Personal Credit Lines, checking and savings accounts, and Boost Money™ products are provided by Upgrade's bank partners. Upgrade Visa® Cards and Upgrade Visa® Debit Cards are issued by Upgrade's bank partners, pursuant to a license from Visa USA Inc. Upgrade, Inc. (NMLS #1548935) holds the following state licenses and does business under the following DBAs. Upgrade is headquartered in San Francisco, California, with an operations center in Phoenix, Arizona, a technology center in Montreal, Canada, and regional offices in Atlanta, Georgia, and Irvine, California.