Are there any late fees?
For personal loans, if your payment is not received within 15 calendar days of your due date, a late fee may apply.
For Auto Finance accounts, if your payment is not received within a certain number of days of your due date, a late fee may apply. The specific number of days and fee amount depends on the state in which the vehicle was purchased in.
For Upgrade Card / OneCard accounts, if your payment is not received in full by the Monthly Payment Due Date, a late fee will apply.
For all accounts, a late fee is charged only once per late payment. Interest continues to accrue daily.
Articles in this section
- Why did I receive a Flex Pay refund via Zelle?
- Am I able to pay by phone?
- Are there any late fees?
- Are there any prepayment fees?
- Can I cancel my scheduled payment?
- Can I change my payment due date?
- Can I lower my monthly payment?
- Can I pay by check?
- Can I pay off my loan early?
- COVID-19 help for Upgrade customers