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Can I pay off my loan early?

Yes. You can pay off your full loan balance at any time with no extra fees or prepayment penalties.

To pay off your loan or to check what your payoff amount is, please sign in and visit the “Manage Payments” section of your account. Click the “Payoff Quote” link and select the date when you’d like to pay off your loan. You’ll see your full payoff amount for the selected date. To pay off your loan, click continue and submit your payment request.

You’ll have the option to select your payment form (ACH from your bank account or check). Please note that 10 days of interest will be added to check payoffs to account for mailing and processing time. Any overpayment – regardless of payment form – will be returned to your bank account on file via ACH.

If you’d like to schedule an extra payment for less than the full payoff amount, please click the “Make a payment” link in your account.

If you’d like to make a principal-only payment, please call our Account Servicing team at (844) 899-9931, Monday - Friday 5AM - 7PM PT, Saturday & Sunday 6AM - 5PM PT.

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