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How do I make a payment?

You have the flexibility to make payments in several different ways.

Set up autopay to make sure you never miss a payment and avoid late penalties. Login to your Upgrade account and set up autopay in your dashboard.

For one time payments that you’ll make each month you can:

  • Pay online in your dashboard
  • Pay by phone: Call (855) 598-1271
  • Pay by mail: Send a personal check, cashier’s check, or money order to:
      Personal Loan and Personal Credit Line Payments:
        Upgrade, Inc.Lbx #452210P.O. Box 52210Phoenix, AZ 85072-2210
      Auto Finance Payments (Indirect Auto, Auto Refinance, Auto Secured):
        Upgrade, Inc.Lbx #52303P.O. Box 52303Phoenix, AZ 85072-2303
    • Flex Pay Payments (US Customers)
        Upgrade, Inc.2 North Central Ave.Flr 10Phoenix, AZ 85004
    • Flex Pay Payments (Canada Customers)
        Flex Payc/o Upgrade, Inc.1080 Beaver Hall Hl Suite 200Montreal, Quebec, H2Z 1S8, Canada
    • Include the following information on your check:
        On the Pay to the order of line:
          Upgrade, Inc.
        On the Memo line:
          Your Account ID Number

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