Is there any benefit in paying off my personal loan or Upgrade Card early?

Personal loans and Upgrade Cards do not have any prepayment fees, so you can pay off your balance at any time. 

If you choose to pay off early, the total cost could be lower than the disclosed finance charge amount stated in your Truth-in-Lending Disclosure.

Articles in this section

• Why did I receive a Flex Pay refund via Zelle?
• Am I able to pay by phone?
• Are there any late fees?
• Are there any prepayment fees?
• Can I cancel my scheduled payment?
• Can I change my payment due date?
• Can I lower my monthly payment?
• Can I pay by check?
• Can I pay off my loan early?
• COVID-19 help for Upgrade customers