How can I access money in my Performance Savings account?
To access the funds in your Performance Savings account, you can initiate an ACH transfer to your linked external bank accounts or an internal transfer to your Upgrade checking account via your account dashboard in the Upgrade website or mobile app. You can only transfer funds up to your available balance that are not linked to other external accounts. Specifically, any deposits by ACH transfer you initiate through Upgrade that are over the Threshold Limits are linked and only available to be withdrawn to the external bank account they came from for a period of 60 days from the transfer date of those funds. After 60 days, those funds will be available to be transferred to any linked bank account.
The available balance will reflect an initial hold of 3 business days.
Learn more about transfer limits on your Performance Savings here.
Articles in this section
- Are there any annual fees associated with the Performance Savings account?
- Can I close my Performance Savings account and keep my Rewards Checking Preferred or Rewards Checking Plus account through Upgrade?
- Can I keep my Performance Savings account if I close my checking account through Upgrade?
- Can I make a payment to my Upgrade credit product(s) from my Performance Savings account?
- Does the Performance Savings account offer overdraft protection?
- How can I access money in my Performance Savings account?
- How do I know I qualify for a Performance Savings account?
- How does the Custodial Deposit Program work for Performance Savings?
- What are the transfer limits on my Performance Savings account?
- What is a 1099-INT?