What are the transfer limits on my Performance Savings account?
ACH transfers initiated through your account dashboard to or from an external account are subject to limits on the number of transfers (“Count Limits”) and limits on the dollar amount (“Threshold Dollar Limit”), with special rules that we call “Transfer Threshold Limits”. These limits are in place to protect you and your money.
Limits can vary for each Performance Savings account, and your individual limits depend on a number of factors, including your account eligibility and activity. You can view your individual limits here.
The figures provided below are the available limit ranges across all Premier Savings accounts that would be assigned to your account at account opening:
Count Limits
- From External Account: You will be assigned a 7-day rolling limit between 2-7 transfers.
- To External Accounts: There are no count limits.
Threshold Dollar Limits
- From External Accounts: You will be assigned a 7-day (or, at our discretion, 60-day) rolling limit between $2,000 to $15,000.
- To External Accounts: You will be assigned a 7-day rolling limit between $2,000 to $15,000.
If you deposit funds into your Performance Savings account in excess of your Threshold Dollar Limit, the excess funds will be linked to the external source account and cannot be withdrawn to any other external account for the first 60 days after the transfer date. You can always transfer the money back to the external source account that they were deposited from during the 60 day hold period.
All Performance Savings accounts are subject to a daily maximum transfer of $100,000.
Articles in this section
- Are there any annual fees associated with the Performance Savings account?
- Can I close my Performance Savings account and keep my Rewards Checking Preferred or Rewards Checking Plus account through Upgrade?
- Can I keep my Performance Savings account if I close my checking account through Upgrade?
- Can I make a payment to my Upgrade credit product(s) from my Performance Savings account?
- Does the Performance Savings account offer overdraft protection?
- How can I access money in my Performance Savings account?
- How do I know I qualify for a Performance Savings account?
- How does the Custodial Deposit Program work for Performance Savings?
- What are the transfer limits on my Performance Savings account?
- What is a 1099-INT?