How do I deposit funds into my Premier Savings account?
Wire Transfer
If you’re looking to deposit a large amount of money and need access to it quickly, consider sending it via a wire transfer. You can direct a third party to transfer money of any amount, without any daily limits, by initiating a wire transfer for same-day access to funds and earn an exceptional 3.05% APY immediately.¹
Direct Deposit
You can also fund your Premier Savings account by having your payroll provider set up direct deposit to have your paycheck deposited automatically on pay day. Go to the Direct Deposit setup page within your online account to get started.
ACH Transfer
Funds can be deposited into your Premier Savings account via same-day ACH transfer. Funding may only be made in U.S. dollars. To initiate an ACH transfer, sign in to your account and select the deposit tab at the bottom of the screen. Here, you can link an external account and initiate an ACH transfer to bring in funds. Subject to the rules of your external bank account you may also be able to push funds to your Premier Savings account by login to your external bank, providing your Premier Savings account details.
¹_This Annual Percentage Yield (APY) is effective as of October 31, 2025. The APY for the Premier Savings account is variable and may change at any time. There is no minimum balance to open your account, but you will only earn the APY on the days when the closing balance of your account is or exceeds $1,000. On days when the Premier Savings account closing balance drops below $1,000, the APY will be 0%._
Articles in this section
- Are there any annual fees associated with the Premier Savings account?
- Does the Premier Savings account offer overdraft protection?
- How can I access the money in my Premier Savings account?
- How do I deposit funds into my Premier Savings account?
- How do I know if I qualify for a Premier Savings account through Upgrade?
- How does the Custodial Deposit Program work for Premier Savings?
- How long will it take for my deposited funds to reflect in my Premier Savings account?
- Is there a maximum amount I can keep in my Premier Savings account?
- Premier Savings Details
- What are the ACH transfer limits on my Premier Savings account?