Auto Finance: Will pre-qualification affect my credit score?
No, pre-qualification for auto financing through Upgrade is a soft pull and will not affect your credit score.
However, if your application at the dealership is approved and your motor vehicle retail installment sales contract is assigned to Upgrade, we do perform a hard inquiry on your credit report, which may impact your credit score and can be viewed by third parties.
Articles in this section
- Auto Finance: Are there any fees associated with making a payment?
- Auto Finance: Do I need to continue making payments if my insurance company says my vehicle is a total loss?
- Auto Finance: How can I dispute information on my credit report if I believe it’s inaccurate or incomplete?
- Auto Finance: How do I access my online account?
- Auto Finance: How do I change my payment due date?
- Auto Finance: How do I get my registration?
- Auto Finance: How long does my auto loan information stay on my credit report?
- Auto Finance: I don’t see the option to pre-qualify for auto financing through Upgrade. Am I not able to pre-qualify?
- Auto Finance: I paid off my loan in the past, but I cannot find my title or lien release. What should I do?
- Auto Finance: I want to sell my car, but I have an outstanding balance. How can I get my title so I can give it to the buyer?