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How do I apply for an Auto Refinance loan?

Applying for an auto secured loan is simple. Start by providing some basic information about yourself on our Auto Refinance loan application. We'll ask for some basic car information, such as the year, make, model, and mileage. Using that information, we'll show you loan offers that you qualify for through Upgrade. Auto refinance loans through Upgrade feature Annual Percentage Rates (APRs) of 5.54%-19.94%. Lowest rates require Autopay. The APR and other terms of your loan may vary and you may not be presented with multiple offers. If offered, your loan terms, including your rate, will depend on credit score, credit usage history, loan amount, and other factors. Late payments and other fees, as noted in your Borrower Agreement, may increase the cost of your fixed rate loan. Eligible vehicles must be 10 years old or newer and have less than 130,000 miles (or less than 150,000 for trucks). 

Check your rate now, with no impact to your credit score.