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What is the credit limit of an Upgrade OneCard with Secured Account?

The amount deposited in the Secured Account sets the credit limit for the Secured OneCard, with a maximum credit limit of $5,000. Additionally, you can unlock up to $5,000 in Extra Spending Power by enabling Pay Now with a Rewards Checking, Rewards Checking Plus, or Rewards Checking Preferred account (“Rewards Checking Account”) through Upgrade or Secured Account, bringing the maximum balance available up to a combined total of $10,000. For example, if your Secured Account has a balance of $1,000 and you have a Rewards Checking Account with a balance of $1,500, your Secured OneCard would have a credit limit of $2,500.

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