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How can I earn cash back with my Rewards Checking Preferred account?

Active Rewards Checking Plus Accounts accrue 2% cash back on common everyday expenses up to a maximum of $500 in rewards per calendar year. Some limitations apply.  See the Active Account page for more information on how you can have an Active Account. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information.

2% Cash Back on Common Everyday Expenses*:

Merchants set their own category codes and therefore purchases may not appear in categories as expected. The listed merchants are examples of companies where purchases made at these companies will typically appear in the stated category as appropriate. Upgrade is in no way affiliated with these merchants or endorsing any of their products or services, nor are these merchants considered sponsors or co-sponsors of this program. All trademarks are the property of their respective owners.

* Some limitations apply. See the Rewards Checking Preferred page for full details.