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How do I open a Rewards Checking account?

Opening a Rewards Checking account is easy and can be done completely online.

  1. Tell us a little bit about yourself so we can verify your identity.
  2. Set up direct deposit so you can add funds to your account and take advantage of all the account features.  Not ready for direct deposit? That’s okay -- it’s easy to link an account and transfer money electronically as well.
  3. Use your Upgrade Visa® Debit Card to make purchases anywhere Visa is accepted and earn 2% cash back on common everyday expenses and 1% cash back on everything else.* Learn more about how much cash back you can earn with a Rewards Checking account.

* Some limitations apply. See the Rewards Checking page for full details.