What is a Rewards Checking account?

Rewards Checking accounts are an easy way to upgrade your checking account experience. You’ll get an online checking account with no monthly account maintenance fees and no annual fees. When you use your Upgrade Visa® Debit Card for purchases, you’ll earn 2% cash back on common everyday expenses (up to $500 per calendar year) and 1% on everything else.*  Learn more about how much cash back you can earn with a Rewards Checking account. And as an added bonus, Rewards Checking customers can receive discounts on new loans and cards through Upgrade!

* Some limitations apply. See the Rewards Checking page for full details.

Articles in this section

• Are there any fees associated with my Rewards Checking account?
• Are there any fees to use Mobile Deposit?
• Are there limits to deposits using Mobile Deposit?
• Can a deposit be canceled once it is submitted through Mobile Deposit?
• Can anybody have a Rewards Checking account?
• Can I deposit a check via Mobile Deposit to be applied to my personal loan or Upgrade Card?
• Do I receive statements for my Rewards Checking account?
• Does Rewards Checking have a mobile app?
• How can I access the Mobile Deposit service?
• How can I earn cash back with my Rewards Checking account?