What is the Path to Approval program?
If you applied for an Upgrade Card and did not receive an offer, you may be eligible to enroll in the Upgrade Path to Approval program.
Path to Approval is a program that may help improve your financial health and chances of receiving an Upgrade Card offer.
The program creates a customized plan with manageable goals that can be achieved in 2 to 6 months. These goals are based on your credit report that was pulled at the time of your Upgrade Card application.
By successfully completing the program, you may improve your chances of being approved for one of our Upgrade Cards when you re-apply at a later date. This may not be the same card you initially applied for and you are not guaranteed to receive an Upgrade Card offer even if you successfully complete the program.
Your eligibility for the Path to Approval program will be evaluated as part of your Upgrade Card application. If you are eligible for the program, you will be invited to enroll after your initial application is declined. To enroll in the program, you must also enroll in Credit Health.
Articles in this section
- How do I correct inaccuracies on my credit report?
- How do I obtain a free copy of my credit report?
- How do I sign up for Credit Health?
- How does Credit Health calculate my credit score?
- How long does it take for my credit score to change?
- How often is my information updated?
- I am seeing errors when I access Credit Health, what do I do?
- I logged in and enrolled in Credit Health, but cannot access my score, what do I do?
- What is a VantageScore?
- What is the Path to Approval program?