Flex Pay makes travel more accessible, affordable and rewarding
Flex Pay is a flexible payment solution that gives your clients the freedom to book their travel now and pay over time.
Boost your revenue
Quick and easy application
Rapid payment
Budgeting made easy
How Flex Pay Works
1
Enter your clients first name, last name, and plan their trip like you normally would.2
Select Flex Pay during checkout.3
Click Complete Flex Pay by Upgrade Booking Button.Watch this short “How-To” video to learn more
Frequently Asked Questions
- What is Flex Pay by Upgrade?
- Flex Pay by Upgrade gives you the freedom to purchase what you want now and pay over time with simple fixed installments. Some plans include interest while some are interest-free.
When you’re ready to check out, just select Flex Pay as your payment method, complete a short application, and receive a quick decision. Choose the terms of your payment plan, finish checking out, and enjoy your purchase. Then, pay over time with simple, no-surprise monthly payments. - Why should I offer Flex Pay by Upgrade?
- Flex Pay has many great benefits not just for clients but for you too!
Benefits For You:
- Booking is paid in full today
- Fast and rapid decisions for your clients
- Flex Pay services clients’ payments through the remainder of their loan
Benefits For Clients:
- Fixed monthly payment
- No prepayment penalties
- Clear and simple financing
- Who can apply for travel financing through Flex Pay by Upgrade?
- Traveling on the trip/itinerary
- 19+ years of age
- Canadian Resident
- Possess a Visa Debit or Debit Mastercard & EFT (direct from bank account)
- Possess a Canadian text message enabled mobile device
- Are all itineraries eligible for Flex Pay by Upgrade?
- Itinerary must cost between $150.00 (CAD) and $15,000.00 (CAD) including all trip add-ons and extras such as service charges, transfers and transportation, travel insurance plans, etc. The departure date must also be more than one day after booking.
- Does checking a rate impact the clients credit score or profile?
- Checking a rate allows us to verify a client’s identity and determine eligibility. When a client checks their rate, a soft credit check occurs, which has no impact on their credit score.
Accepting a Flex Pay plan initiates a hard credit pull which may impact your client’s credit score. - Why was my client’s application denied?
- You can read our Privacy Policy at If a client’s application is denied, the reason for the denial is communicated to the client.
If there is another qualified individual on the booking, they can also apply by restarting the application process. - Why can’t I see the client application process?
- Your client completes the entire application on their own. Once your client finishes the application process, if approved, you will be asked to click the “Complete Flex Pay by Upgrade Booking” button to finalize the Flex Pay process and booking.
Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 31.99%. Minimum $150 purchase required. Not everyone is eligible. Applicants are subject to approval by Uplift Canada Services ULC, a subsidiary of Upgrade, Inc. Privacy Policy. Terms of Use. 410 Adelaide Street West, Suite 220, Toronto, ON M5V 1S8, Canada.