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Financing powered by Flex Pay
Enjoy Now.
Pay Over Time.
Spread the cost of your purchase over low monthly payments.*
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Experience Buyer’s Joy

Feel good about what you buy and how you pay for it. With Flex Pay, you can make thoughtful purchases and pay for them in bite-sized pieces while keeping yourself on budget.

Low Monthly Payments

Budget-friendly loan options

Easy Application

Quick decision

Surprise-Free

No late fees or prepayment penalties

Easy Autopay

No payment dates to remember

How Flex Pay Works

1

Ask to Use Flex Pay When Checking Out

Shop for your items in the store. When you are ready to check out, let the sales associate know you would like to use Flex Pay.

2

Quick & Easy

Provide a few pieces of information and receive a quick decision.

3

Enjoy Now

If approved, enjoy your purchase now and pay for it over time with fixed monthly installments.

Frequently Asked Questions

* Down payment may be required. Well qualified applicants may be eligible for $0 down payment. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Minimum $100 purchase required. Actual terms are based on your credit score and other factors and may vary. Not everyone is eligible. Loans made through Flex Pay by Upgrade are offered by these lending partners: upgrade.com/flex-pay/lenders.

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