Upgrade, Inc. may operate under the following DBAs.

Please note DBAs will not be used for sales finance activities.

State	DBA
Alabama	Universal Credit Upgrade Loans Inc. Flex Pay Pay Monthly
Alaska	Universal Credit Flex Pay Pay Monthly
Arizona	Universal Credit Upgrade Loans Inc. Flex Pay Pay Monthly
Arkansas	Universal Credit Upgrade Loans, Inc. Flex Pay Pay Monthly
California	Universal Credit Flex Pay Pay Monthly
Colorado	Universal Credit Flex Pay Pay Monthly
Connecticut	Universal Credit Upgrade Loans Inc. Flex Pay Pay Monthly
Delaware	Universal Credit Flex Pay Pay Monthly
District of Columbia	Universal Credit Flex Pay Pay Monthly
Florida	Universal Credit Upgrade Loans, Inc. Flex Pay Pay Monthly
Georgia	Universal Credit Flex Pay Pay Monthly
Hawaii	Universal Credit Flex Pay Pay Monthly
Idaho	Universal Credit Flex Pay Pay Monthly
Illinois	Universal Credit Pay Monthly
Indiana	Universal Credit Flex Pay Pay Monthly
Iowa	Universal Credit Flex Pay Pay Monthly
Kansas	Universal Credit Flex Pay Pay Monthly
Kentucky	Universal Credit Flex Pay Pay Monthly
Louisiana	Universal Credit Upgrade, Inc. of Delaware Flex Pay Pay Monthly
Maine	Universal Credit Pay Monthly Flex Pay Loans
Maryland	Universal Credit Flex Pay Pay Monthly
Massachusetts	Universal Credit Flex Pay Pay Monthly
Michigan	Universal Credit Upgrade Loans Flex Pay Pay Monthly
Minnesota	Universal Credit (excludes sales finance activities) Flex Pay (excludes sales finance activities) Pay Monthly (excludes sales finance activities)
Mississippi	Universal Credit Flex Pay Pay Monthly
Missouri	Universal Credit Flex Pay Pay Monthly
Montana	Universal Credit Flex Pay Pay Monthly
Nebraska	Universal Credit Flex Pay Pay Monthly
Nevada	Universal Credit Upgrade Loans Flex Pay Pay Monthly
New Hampshire	Universal Credit Flex Pay Pay Monthly
New Jersey	Universal Credit Flex Pay Pay Monthly
New Mexico	Universal Credit Flex Pay Pay Monthly
New York	Universal Credit Upgrade Marketplace Flex Pay Pay Monthly
North Carolina	Universal Credit Flex Pay Pay Monthly
North Dakota	Universal Credit Flex Pay Pay Monthly
Ohio	Universal Credit Flex Pay Pay Monthly
Oklahoma	Universal Credit Flex Pay Pay Monthly
Oregon	Universal Credit Flex Pay Pay Monthly
Pennsylvania	Universal Credit Loans Upgrade Loans Inc. Flex Pay Pay Monthly
Rhode Island	Universal Credit Flex Pay Pay Monthly
South Carolina	Universal Credit Flex Pay Pay Monthly
South Dakota	Universal Credit Flex Pay Pay Monthly
Tennessee	Universal Credit Loans Flex Pay Pay Monthly
Texas	Universal Credit Flex Pay Pay Monthly
Utah	Universal Credit Upgrade Loans Inc. Flex Pay Pay Monthly
Vermont	Universal Credit Flex Pay Pay Monthly
Virginia	Universal Credit Upgrade Loans Inc. Flex Pay Pay Monthly
Washington	Universal Credit Upgrade Loans Flex Pay Pay Monthly
West Virginia	Universal Credit Flex Pay Pay Monthly
Wisconsin	Universal Credit Flex Pay Pay Monthly
Wyoming	Universal Credit Flex Pay Pay Monthly