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Upgrade Card

$200 bonus when you open a Rewards Checking Plus account and make 3 debit card transactions*

  • No annual fee
  • Unlimited 1.5% cash back on purchases**
  • Credit lines from $500 to $25,000***
  • Use wherever Visa ® is accepted with safe and fast contactless technology†

You're in Control with Upgrade Card

Combine the flexibility of a credit card with the predictability of a personal loan

Use at retail locations or online and earn unlimited 1.5% cash back on payments.** Or send funds to your bank account.

Lower Cost

No annual fee and set payoffs bring your balance down faster so you pay less interest.


Pay down balances from each month at a fixed rate with equal monthly payments.

275 Battery Street, 23rd FloorSan Francisco, CA 94111, USA

Not for payments. Payment address can be found here.

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