Upgrade Bitcoin Rewards
Unlimited 1.5% back in bitcoin*
- $100 bitcoin bonus after $500 in purchases and 3 on-time payments**
- Credit lines from $500 to $25,000***
- Affordable monthly payments with no annual fee
- Use wherever Visa® is accepted with safe and fast contactless card technology†
Innovative Approach to Payments and Crypto Rewards
Use wherever Visa® is accepted. Or send funds to your bank account
Pay down balances from each month at a fixed rate with equal monthly payments
Earn unlimited 1.5% in Bitcoin on all purchases when you pay them back*
Lower Cost than Traditional Credit Cards
Bring your balance down faster to pay less interest
Interest Paid on a $10,000 balance with Upgrade Card vs. Traditional Credit Card by a user making a credit card's monthly minimum payment
Interest paid on a $10,000 balance with Upgrade Card vs. traditional credit card by a user making a credit card's monthly minimum payment
Traditional credit card
Time to pay off the balance
Interest paid over that time
i. The minimum payment on a traditional credit card would begin at $125.00 for the first payment and would vary, and decreases, as it’s paid down.
ii. Source: minimum monthly payment calculator available at https://www.bankrate.com/calculators/managing-debt/minimum-payment-calculator.aspx assuming a $5,000 starting balance, “interest + 1%” minimum payment and an interest rate of 18%, which is approximately equal to the national average rate for good credit (source: https://www.cardrates.com/).
iii. Interest of $1,575.71 assumes a $5,000 charge and installment payments of $252.25 for 36 months. Installment payments calculated with 18% APR and 36–month term accounting for interest accrued between the charge date and the due date 51 days later.