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Upgrade Bitcoin Rewards

Unlimited 1.5% back in bitcoin*

  • $100 bitcoin bonus after $500 in purchases and 3 on-time payments**

  • Credit lines from $500 to $25,000***

  • Affordable monthly payments with no annual fee

  • Use wherever Visa® is accepted with safe and fast contactless card technology†

Innovative Approach to Payments and Crypto Rewards

Combine the flexibility of a credit card with the low cost and predictability of a personal loan


Use wherever Visa® is accepted. Or send funds to your bank account



Pay down balances from each month at a fixed rate with equal monthly payments



Earn unlimited 1.5% in Bitcoin on all purchases when you pay them back*

Lower Cost than Traditional Credit Cards

Bring your balance down faster to pay less interest
Interest Paid on a $10,000 balance with Upgrade Card vs. Traditional Credit Card by a user making a credit card's monthly minimum payment
Upgrade CardTraditional Credit Card
Time to pay off the balance2 years i28 years ii
Interest paid over that time$2,102.71 iii$14,423.16 ii

i. Example of amortization period using Upgrade Card.

ii. Source: minimum monthly payment calculator available at assuming a $10,000 starting balance, “interest + 1%” minimum and an interest rate of 18%, which is approximately equal to the national average rate for good credit (source:

iii. Interest of $2,102.71 assumes a $10,000 charge and installment payments of $504.29 for 24 months. Installment payments calculated with 18% APR and 24-month term accounting for interest accrued between the charge date and the due date 51 days later.

How Bitcoin Rewards Work

Green Upgrade card with contactless symbol and Visa logo
  1. Earn rewards when you make payments on your purchases

    Use at retail locations or online and earn 1.5% back on all purchases when you pay them back

  2. Get Rewarded with Bitcoin

    Your Unlimited 1.5% back on payments is paid in bitcoin*

  3. Watch your Bitcoin Go!

    Monitor your bitcoin balance over time, or sell it and redeem the proceeds for statement credit

Chip Enabled Contactless Upgrade Card

No touch payment is fast, safe, and hassle-free.
Pay with your phone or device by using Apple Pay™ or Google Pay™.

Apple PayContactlessGoogle Pay

From Our Customers

(844) 319-3909

Monday - Friday, 6am - 6pm PT

Saturday - Sunday, 6am - 5pm PT

275 Battery Street, 23rd FloorSan Francisco, CA 94111, USA

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