Upgrade Bitcoin Rewards
Unlimited 1.5% back in bitcoin*
$100 bitcoin bonus after $500 in purchases and 3 on-time payments**
Credit lines from $500 to $25,000***
Affordable monthly payments with no annual fee
Use wherever Visa® is accepted with safe and fast contactless card technology†
Innovative Approach to Payments and Crypto Rewards
Use wherever Visa® is accepted. Or send funds to your bank account
Pay down balances from each month at a fixed rate with equal monthly payments
Earn unlimited 1.5% in Bitcoin on all purchases when you pay them back*
Lower Cost than Traditional Credit Cards
|Upgrade Card||Traditional Credit Card|
|Time to pay off the balance||2 years i||28 years ii|
|Interest paid over that time||$2,102.71 iii||$14,423.16 ii|
i. Example of amortization period using Upgrade Card.
ii. Source: minimum monthly payment calculator available at https://www.bankrate.com/calculators/managing-debt/minimum-payment-calculator.aspx assuming a $10,000 starting balance, “interest + 1%” minimum and an interest rate of 18%, which is approximately equal to the national average rate for good credit (source: https://www.cardrates.com/).
iii. Interest of $2,102.71 assumes a $10,000 charge and installment payments of $504.29 for 24 months. Installment payments calculated with 18% APR and 24-month term accounting for interest accrued between the charge date and the due date 51 days later.
How Bitcoin Rewards Work
Earn rewards when you make payments on your purchases
Use at retail locations or online and earn 1.5% back on all purchases when you pay them back
Get Rewarded with Bitcoin
Your Unlimited 1.5% back on payments is paid in bitcoin*
Watch your Bitcoin Go!
Monitor your bitcoin balance over time, or sell it and redeem the proceeds for statement credit
Chip Enabled Contactless Upgrade Card
No touch payment is fast, safe, and hassle-free.
Pay with your phone or device by using Apple Pay™ or Google Pay™.