Upgrade Card
Affordable credit line and 1.5% cash back rewards on payments*
- $100 bonus after $500 in purchases and 3 on-time payments**
- No fees
- Credit lines from $500 to $25,000***
- Use wherever Visa ® is accepted with safe and fast contactless technology†
You're in Control with Upgrade Card
Combine the flexibility of a credit card with the predictability of a personal loan
Convenient
Use at retail locations or online and earn unlimited 1.5% cash back on payments.* Or send funds to your bank account.
Lower Cost
No fees and set payoffs bring your balance down faster so you pay less interest‡
Predictable
Pay down balances from each month at a fixed rate with equal monthly payments
Unlimited 1.5% Cash Back on Payments
Get rewarded when you pay down your balance
Earn 1.5% cash back on Upgrade Card purchases when you pay them back.1
Your Cash Back balance
As of Sep 25, 2023
$35.56
Lifetime Cash Back
$360.50