Princess Cruises Selects Flex Pay To Turn Dream Voyages Into Booked Adventures With New Payment Flexibility

Flex Pay, Upgrade’s Buy Now, Pay Later solution, empowers Princess guests to book now with the flexibility to pay over time - unlocking World Cruises, premium staterooms, and bucket-list voyages for every traveler Booking the cruise of a lifetime just got a lot more flexible. Princess Cruises guests can now book the vacation they’ve always wanted and pay for it over time. Princess, one of the world’s most beloved cruise lines, has partnered with Flex Pay, the industry-leading Buy Now Pay Later (BNPL) solution from Upgrade, to offer guests monthly payment financing when booking a Princess voyage. Whether guests are planning a weekend getaway or a bucket-list World Cruise, they can now spread the cost of their voyage into simple, flexible installments.

For decades, Princess Cruises has been synonymous with cruises, first capturing the world’s imagination as the iconic “Love Boat.” Today, its fleet of 17 ships, including its newest Sphere Class vessels, Sun Princess and Star Princess, sails to all seven continents. With each voyage, Princess delivers its signature blend of discovery, elevated experiences, and renowned service to millions of travelers each year. 

“At Princess Cruises, we're committed to giving guests more ways to say yes to the world's most extraordinary destinations,” said Jim Berra, Princess Cruises Chief Commercial Officer. “By partnering with Flex Pay, we're giving our guests a smarter, more flexible way to plan and pay for their cruise vacation - whether that's an Alaskan adventure, a Mediterranean escape, or a once-in-a-lifetime World Cruise. With payment plans available up to $50,000, we now offer that flexibility even for our most premium itineraries.”

With Flex Pay, guests no longer have to compromise on the vacation they want. They can book their ideal itinerary - from sought-after staterooms to immersive, longer voyages - and pay on a schedule that works for them, with loan terms up to 36 months. 

“Princess Cruises is one of the world’s most iconic cruise brands, and we couldn't be more excited to bring Flex Pay to its guests,” said Tom Botts, President of Flex Pay. “A cruise is often one of the most meaningful trips a person takes. Whether it's a seven-day Caribbean cruise or an epic voyage, Flex Pay gives guests complete control when booking the experience they’ve always envisioned.”

Flex Pay is available now on Princess.com and through the Princess contact center. Guests simply select Flex Pay at checkout, complete a simple application, and are instantly shown personalized monthly payment options that are transparent, flexible and built to meet their premium travel needs. Early loan payoff is a breeze with no prepayment penalties, and Flex Pay's no-fee model - including no late fees - allows guests the freedom to sail on their own terms. Flex Pay is available in the United States with plans to expand to additional markets, including anticipated availability for Canadian guests later this year.

About Flex Pay

Flex Pay is a Buy Now, Pay Later solution offered by Upgrade, Inc. Upgrade is a financial technology company that offers affordable and responsible credit, mobile banking, and payment products to mainstream consumers. Since its inception in 2017, Upgrade has delivered over $50 billion in credit to over 8 million customers. Upgrade’s core products include: Personal Loans, Mobile Banking, Cards, BNPL, Auto Financing, and Home Improvement Financing.

Upgrade is headquartered in San Francisco, California, with an operations center in Phoenix, Arizona, a technology center in Montreal, Canada, and regional offices in Atlanta, Georgia, New York City, New York, and Irvine, California. More information is available at: https://www.upgrade.com and https://www.upgrade.com/en-ca/flex-pay/

Loans made through Flex Pay by Upgrade are offered by these lending partners: upgrade.com/flex-pay/lendersupgrade.com/flex-pay/privacyupgrade.com/flex-pay/terms

About Princess Cruises

Princess Cruises is The Love Boat, the world's most iconic cruise brand that delivers dream vacations to millions of guests every year in the most sought-after destinations on the largest ships that offer elite service personalization and simplicity customary of small, yacht-class ships. Well-appointed staterooms, world class dining, grand performances, award-winning casinos and entertainment, luxurious spas, imaginative experiences and boundless activities blend with exclusive Princess MedallionClass service to create meaningful connections and unforgettable moments in the most incredible settings in the world - the Caribbean, Alaska, Panama Canal, Mexican Riviera, Europe, South America, Australia/New Zealand, the South Pacific, Hawaii, Asia, Canada/New England, Antarctica, and World Cruises. Star Princess, the brand's newest and most innovative ship, launched October 2025, and sister ship to Sun Princess, named Condé Nast Traveler Mega Ship of the Year for a second consecutive year. The company is part of Carnival Corporation, the world's largest cruise company with a portfolio of cruise lines operating in over 800 ports & destinations worldwide (NYSE: CCL).  

Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Minimum $150 purchase required. Not everyone is eligible. Loans made through Flex Pay by Upgrade are offered by these lending partners: Flex Pay Lenders. Privacy Policy. Terms of Use. Upgrade, Inc. (NMLS #1548935) holds the following state licenses and does business under the following DBAs. 275 Battery St 23rd floor, San Francisco, CA 94111 .